Small Choices, Big Impact

Of late I have been attending a lot of spiritual programs. The core emphasis of these discourses is that this life is temporary and at anytime we may have to leave this abode. So while we are living we must prepare and channelize are actions to deserve a glorious death. Most of these discourses encourage a habit to simplify life and plan ahead. These teachings inculcate in us the habit of being more responsible person. After attending these seminars I feel that life is a celebration and should be lived that way. Pure celebration comes with discipline and sense control. One can celebrate life by eliminating or churning out worries from our lives. Worries can be eliminated by acceptance of the inevitable and counteracting the avoidable stressful situations of life.

Insurance is such a tool devised to thwart the financial impact of any such contingencies or stressful situations in life. People who are winners in life are always understood to be as good planners. They foresee the future and formulate action plans accordingly. Since I am attending these programs I am trying to bring lots of positive changes in my life. I am trying to take as much control of my life as possible. In these discourses I also learnt that our own attitude towards the problem defines the magnitude of that problem.

Now I would like to be less preachy here. Among the many things that I am trying to change in my life in recent times is calculating what all and how much insurance policies I must have to ensure maximum protection of me and family, of course keeping in mind my budget. In my search I found that the top two essential insurance policies that a family holder must have is term insurance and family health insurance.

Here in this article I would emphasis more on term plan as unlike health insurance plans many people have ambiguity about it. A term insurance policy basically aims at replacing the income of the earning person of the family. In the event of death of the breadwinner of the family the impact is double edged. Apart from the fact that the family is emotionally shattered a huge financial burden also befalls their shoulders. In most cases the family members have to lessen their standard of living. The adolescents may have to start work earlier and may have to sacrifice on higher studies. But if the person had taken term insurance plan and he/she dies in that stipulated term the nominees of the policyholder get a pre agreed amount called the sum assured at the time of death. This sum assured is generally twenty times the current annual income of the policy proposer (the bracket may change according to age and health condition). With attractive tax benefits under section 80 C and 10(10)D of the Income Tax Act,1961 these term plans also come with various useful features depending upon insurer companies.

Thus, I would advise you all to compare first before just buying. It is always favorable to get more and more number of quotes from different companies to get the best deal. Don’t just go for the companies you hear of from friends or whose advertisement you see most on TV. To get a fair and unbiased comparison you may take help of various specialized insurance comparison portals available online. According to studies, people have saved significantly when they have purchased insurance plans after comparing on these portals or service provider websites.

There are many comparison websites today which gives good and relevant information on various insurance plans from different companies. One of them is You can get live quotations on term insurance policy with telephonic assistance from their team.

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Circumstances Under Which You May Need Professional Transcription Services

A transcription service is a business which converts speech either live or recorded, into a written or electronic text document. Transcription services are always provided for business, legal, technical or medical purposes, this is always intended to serve the people who have hearing problems.

Areas where professional transcription services are necessary

In the business world, there are different businesses that are critical in nature that all people you are serving must benefit from, different people have different disabilities and need to be helped, some may have hearing problems and transcription is the only solution to help them since they can read from the screens, therefore, professional transcription services are necessary in situations such as;

Court hearings; during court or legal hearings, transcription services are necessary and can cover critical issues such as evidence, technical details testimonies and witness statements. All the information collected will be documented in the text formats.

Videos and subtitling; transcription services are also necessary for videos and subtitling, under video transcription, you will not only get help with website search engine optimization but can also help the a particular group of people who are deaf to benefit from your video and multimedia content. Video transcription will provide you with formatting, layouts and style that you need depending on the video transcripts.

Subtitles, on the other hand, has the advantage of increasing the SEO efforts since search engines can not read the video contents but only the content that accompanies it. When the Web subtitles are produced in SubRip Text(srt) format, it makes it easy to edit and translate hence giving it a worldwide appeal and accessibility. Transcription services will, therefore, ensure that your content on the Web is searchable and understood by different sorts of your worldwide clients.

Medical engagements; medical issues are such critical that need clear communication and understanding between the patients and doctors. There are times where medical professionals, doctors or medical consultants record medical reports of a patient via an audio or voice recording devices, you might need that recorded information to be in a text format or may be your patient is a non-English speaker, you will need the text to be translated into the patient’s native speaking language, transcribing is the best option in such a situation.

Market research; transcription is very vital when conducting a marketing research in a particular area, instead of you taking all the time writing the notes that will hinder the targets set to be attained during the research, transcription can capture all the points, or rather if you are busy directing the conversation, an important fact can be missed out hence setting your project back because you will instead have scanty information.

Press conferences; in today’s society where the online platforms and social media are so prevalent, transcriptions are very important. This will be easier for your announcements, news to be interpreted and modified by various parties, hence, a written proof document can help to control the message dispersion.

Human resource and disciplinary meetings; transcription is important where HR and disciplinary meetings are held because it allows information to be documented and transcribed, this will help to ensure that no single information is left out, or misinterpreted. On the other hand, the issue of note taking by the managers will not be there, thus giving them time to concentrate on the issue at hand.

Transcription services can be got from any translation company of your choice. Whether you need a language transcription service or a translated transcription, it’s their role to help you attain whatever best suits your interests.

KL Translations Ltd specialises in providing professional transcription services such as video, medical, legal, marketing transcriptions and much more to all parts of the world in over 120 languages at competitive prices.


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No One Can Say That I Didn’t Sing

One has to admire an individual who simply will not allow an obstacle to deter them from what they have set out to do. Although time has made her obscure, I am certain that Florence Foster Jenkins was such an individual. She was born to a wealthy New York City family, and her father recognized that she had little going for her other than being his daughter. As a young lady or aristocracy, when she asked her father to fund her study of music in Europe, he refused to do it.

So, she found someone who would do it, and she eloped with that man. Within a year, she contracted the disease syphilis from her new husband. She abandoned him, but retained syphilis for the remainder of her life. I know this is a terrible story, but keep reading, because it gets worse. She could play the piano, and she supported herself by co-habitating with a British Shakespearean actor. Thus, classic literature combined with music to inspire her to create tableau vivants (artistic expression) which was more about the visual display of costumes than about acting or musical accompaniment in a play. When she injured her arm and could no longer express herself with piano performances, she found a new musical “talent,” singing.

Remember that she suffered from the disease of syphilis, incurable, but treatable. That disease breaks down the nervous system. Its treatment included the use of arsenic and mercury, which usually led to progressive hearing loss. While I cannot find any written information to support it, my theory is that the management of her illness led to her “tin ear.” In other words, she could not hear the off-key sound of her singing voice. She might have lived her life in obscurity, except that when her father died, she again became wealthy and was welcomed back to New York high social circles. She continued, with her companion, to create and to perform in the tableau vivants, but only for her clutch of friends. It was all a big social event for their club of sorts. She was liked, and she provided them with this entertainment. But, she knew what people thought about it all. She once remarked, “People say that I cannot sing. But, no one can say that I didn’t sing.”

It is said that her friends took great care to keep news media away so that she would not be mocked for her poor singing. At the same time, there was a report of one of her friends, a notable composer, who would slam the foot of his cane into his shoe in order to stop laughing aloud during her performance. There is a new film out that celebrates her life. Go see “Florence Foster Jenkins,” the film, if you dare. Curiously, in film, her person is carried along by some of today’s famous actors, who play the parts of the friends who carried her through her life.


Tony is a writer, an author of several published novels, and an independent publisher. In September 2012, he wrote and published the first of a three-book drama series, “A Voice from New Mill Creek: The Methodists,” as an e-book. In April, 2013, he released his second e-book and first romance novel, “Goodnight Paige.” In July, 2013, Tony released a guidebook titled “How Tony Wrote and Published Two Novels.” In May 2014, he published “The Star of India, “the second novel in the Voice From New Mill Creek drama series.

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Is Life Really This Hard Or Am I Making It This Difficult?

Every day it seems like there are more problems, fewer solutions, less money and more stress. Keeping a positive attitude is not easy when you are on the “lack” side of things. Pessimists always get a bad rap. Is that because what they say is too hard to hear? There is a fine line between the reality of “what is” and a pessimist giving an opinion. An optimist may make you feel better for the moment, however, after that moment passes, you have to deal with the present.

I do believe “manifesting” is viable. It is definitely easier to practice virtually any positive activity while things are going your way. It is easier to give money when you have plenty of it. It is easier to give advice after you are successful. It is easier to talk about weight control after you have accomplished great weight loss. My applause are saved for the brave few that venture out to share when they have not yet aspired to their greatest height. The risk they take is criticism for speaking without a podium and self doubt.

One of the biggest problems I frequently see is the fear that is created by worrying in advance of a situation. All of the “what if scenario’s” rolled into a big ball. The more they spin around the fear, the bigger the fear ball becomes. It is physically impossible to cross a bridge until you get to the bridge, yet hours are spent in anguish, worrying about a future event, demanding every possible variable and combination of variables be mentally played out, fretting every possible outcome, before there is a problem. Since that is 100% impossible, all the time and energy given to this endeavor is truly wasted.

For the sake of your health, both mental and physical, stop everything fear based. No decision can be made while you are surrounded by fear. Without the ability to make a decision, no action can be taken. Without any action, you are frozen in time, rendered immobile How long can you stay this way? Some people spend their entire life living in this constant state of fear rather than coming to terms with it. No matter what actually happens, nothing is ever as bad as imagined.

To overcome FEAR, do the following 3 things:

1. Make a list of your biggest fears, cross off all but the 3 things you fear most.

2. What is THE WORST thing that could happen to you if ANY of these 3 fears came true?

3. What is the BEST thing that could happen if NONE of these fears come about?

Now ask yourself, What do you really have to lose? Is it worth taking a chance of failure to achieve success?,
Applied Psychology

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White Rage: The Unspoken Truth of Our Racial Divide

White rage: the unspoken truth of our racial divide indicates every time African Americans try to make advances towards complete contribution in democracy.The end of the civil war and renovation was greeted with the black codes. The according to civil right proceed of 1964 and voting civil rights act of 1965 triggered a coded but influential reaction.

The realism theory is that every person on this planet is naturally unique and different. And so when a racist verdict is made it could be based on relations where to have nothing to do which person involved or not. Of course, these races are categorized in certain traditions, however, if there is a model in certain races it is surely based on the situation they were brought up in and not on the tone of their skin. With it being clear we will be able to see that good and bad is involved in all races.

Considering these and other historical viewpoints when social development for African Americans was countered by cunningly crafted opposition. White rage: the unspoken truth of our racial divide covered actions made in the name of defending democracy, economic liability, or shield against fraud, depiction visible the long heredity of white rage. Convincing and dramatic in the impeccable history it relates; white rage will attach a significant new measurement to the national conversation about racism in America.

So based on this understanding, it makes possible to understand that logic or domination will not work in eradicating racism. One of the results of this is that people’s actions, frequently in the community eye is totally different like never before; which has the possible for top levels of judgment and inquiry. It will become visible that it may be gone, through the procedure of it being pressed into one’s insensible mind. The delusion of evolution will then be formed within the society;

The perspectives for instance that guide to racist actions are likely to still survive, but through the conditioning of responsibility or embarrassment, will be kept secret and under control. This might then source them to be channeled into other ways. Activities then might go to the other extreme; creating an environment of fear and panic around coming across as racist.

It is often said that the more laws a society has the less develop it is. We can understand this describes that when a human being comprehends something at a deeper or exciting level, laws are not necessary and the laws are considered as what they actually are – compensatory.

Ranches Lee Hall is a pastor. He’s been online now for several years operating different blogs and online businesses and providing helpful information. He enjoy songwriting, reading the bible, playing the keyboard or piano he currently runs

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Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.